Starting from the most common insurance type, the health insurance covers the high healthcare costs in Singapore, especially for expats and foreigners. There is a wide array of health insurance policies that you can consider:
- Medical Expense Insurance: covers the hospital and surgical expenses
- Critical Illness Insurance: applies to those who have been diagnosed with a significant illness
- Long-term Care Insurance: covers the total cost of the care required by one who is unable to be self-reliant
- Prenatal Insurance: covers possible health illnesses during pregnancy (some insurances cover beyond birth too)
Speaking of healthcare, here are some nuggets of information on the types of healthcare options in Singapore.
1. Public Healthcare
Healthcare accessible to residents living in the surrounding neighbourhoods
2. Private Healthcare
Includes private hospitals and clinics, however, they are more costly as they have more experienced doctors
3. Emergency Services
Contact 995 for Fire and Ambulance services, who will transport the patient directly to the nearest government hospital
4. Prescription-based Services
Refill your medications after attaining a prescription from a locally registered doctor
If you are a foreign student studying in Singapore, schools will expect you to have a health insurance plan prior to admission. The best part is that foreign students with health insurance have more benefits, such as sponsor protection, emergency medical evacuation, study interruptions, and more!